Current Prevailing Student Loan Interest Rate

The "current prevailing student loan interest rate" can be found on a variety of websites. 2018 – 2019 FFELP Interest Rates – MOHELA – A 8/10% loan made on/after 7/23/92 to a borrower with an outstanding FFELP loan in repayment 49 months or more and entitled to a variable interest rate. 3.10% 10.00%

Smith’s fortune would be considerably smaller if he faced federal taxes that are almost doubled his current prevailing rate. And his fortune would be smaller still if the US adopted, say, Elizabeth.

The following table provides interest rates for Direct Loans and Federal Family Education loan (ffel) program loans 1 first disbursed on or after July 1, 2006, and before July 1, 2019. Perkins Loans (regardless of the first disbursement date) have a fixed interest rate of 5%.

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